Interest Free

Interest free

Reverts to the cash advance rate. $99 Annual Fee. Offer Valid until 30 June 2020. *Terms and conditions apply.

Holiday Now, Pay Later!

With 12 Months Interest Free* at TravelOnline

If you are an existing HSBC credit card holder you can pay for your next holiday using 12 Months Interest Free*. It’s so easy! Just select HSBC Credit Card when booking your holiday and our team will process your booking using 12 months interest free*.

If you are not an existing HSBC credit card holder you can apply for 12 Months Interest Free by following the link below and you will receive a response in 60 seconds. Once approved, you can book your holiday through Travel Online using your application approval number.

Frequently Asked Questions

What am I applying for?

You are applying for a HSBC Low Rate Credit Card that allows you to make interest free* purchases through Travel Online and other participating retailers eg JB Hi-Fi, Bing Lee, Retravision, Betta, Stratco and many more. The HSBC Low Rate Credit Card provides you with:

  • Flexible interest free* special promotion purchases together with the advantages of a Visa Credit Card
  • Further interest-free* special promotion purchases at Travel Online and other selected outlets as offered from time to time.
  • Competitive $99 annual fee.
  • Up to 55 days interest-free* period for other everyday purchases when you pay the full balance by the due date (the full balance includes all transactions & balance transfers).
  • No early repayment fees on your special promotion purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide.
HSBC Interest free Visa Credit Card

What is a special promotional purchase?

A special promotion purchase is a nominated interest-free* transaction on your HSBC Visa Credit Card for the advertised offer period at participating merchants at the time of the transaction.

How does interest-free* work?

Interest-free* means you will not pay any interest on the outstanding balance of your approved special promotion purchase during your interest free* period. You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest-free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.

Can I make other interest-free* special promotion purchases with my card?

Yes, you can use your card to make additional interest-free* special promotion purchases at Travel Online up to your available credit limit. Simply select HSBC credit card when booking your holiday.

What is the minimum monthly repayment I will have to make?

The minimum monthly repayment is the higher of $30 or 3% of the outstanding balance shown on your credit card statement issue. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment, not the date on which you make the payment. You should allow sufficient time for payments to be received and processed by HSBC before the due date.

*Interest Free Finance: Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. A $99 annual card fee applies. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $1000 for 12 Months Interest Free. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595.